Age
55 + years
Profile
At or close to retirement. Have more of a focus on lifestyle and winding down work or already retired. Achieving replacement of income, protect capital. Looking for a comfortable lifestyle.
At this stage you may be:
- Seeking to understand you have enough money no matter what happens
- Retiring or retired
- Living on your retirement savings
- Looking for additional income
- Saving towards your grandchildren’s education
- Knowing that I am on track to live my desired lifestyle in retirement
Your needs at this stage may include:
- Income stream for retirement
- Estate planning
- Centrelink
- Overseas pension
- Education savings plan
- Maximising retirement savings
- Aged care planning
Service Offering:
- Project Management – Accountant, Solicitor, Estate Planning
- Lifestyle Funding (Travel, Kids and Holiday Home)
- Retirement Planning (Redundancy, Annuities, Downsizing, Contribution Strategies)
- Tax Planning (CGT, Tax Effective Investment)
- Inheritance
- Asset Protection
- Estate Planning
- Aged Care
- Philanthropy
- Education for Grandkids
- Centrelink/DVA Reviews/Setup/Gifting
- Commonwealth Seniors Health Care Card
- Portfolio Review Asset Allocation
- Commutations vs One-Off Income
- Different Accounts Taxable Non-Taxable
- Spare Cash Strategy
- Product Assessment/Review
- Funeral Bonds
- Annuity Options
- Direct Shares
- UK/Foreign Pensions
- SMSF